🚀 Smart expense management

Split bills. Settle smarter.

SettleSmart helps friends, travellers, roommates and teams track expenses, split payments fairly and settle balances without confusion.

100%

Secure

24/7

Access

Free

To Start

Europe Trip

Balanced

Total spending

$2,450

Sujan paid $1200
Alex owes $450
John owes $300

Suggested settlement

Alex → Sujan $450

John → Sujan $300

SettleSmart

SettleSmart for Android

Take SettleSmart with you

Track shared expenses, manage groups and settle balances directly from your Android phone.

Everything you need

💳

Expense Tracking

Record and manage every shared payment.

👥

Groups

Create groups for trips, family or teams.

📊

Balance Tracking

Know who owes and who gets paid.

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Smart Settlement

Reduce unnecessary transactions.

How it works

1

Create Group

Invite friends and start tracking expenses.

2

Add Expenses

Record bills and automatically split costs.

3

Settle

Follow smart payment suggestions.

Your money data stays protected

Secure authentication, encrypted sessions and optional two-factor authentication.

Contact SettleSmart

Questions, feedback or support?